Dallas, Oregon
Community Newsletter
Your Local Guide to Living in Dallas. Follow us for the Latest Real Estate Updates, Upcoming Events, Featured Businesses, and Community Resources.
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Mortgage Minute
Mortgage Rates Back Near 3-Year Lows After Defying Jobs Data
Mortgage Update 02/13/2026
The bond market drives changes in interest rates. Among bond traders, it's no secret that the Bureau of Labor Statistics' (BLS) jobs report is the most consequential monthly economic data. But this time around, the reaction defied expectations.
Specifically, if you were to tell market participants the results ahead of time (i.e. 130k jobs created versus a forecast of 70k, and a 4.3% unemployment rate versus a 4.4% forecast), 9 out of 10 would have bet on interest rates ending the week noticeably higher than last week. As it stands, Treasury yields hit the lowest levels in months, and Mortgage Rates fell in line with the lowest levels since August 2022.
It wasn't that the jobs report had any sort of paradoxical impact. Indeed, Treasury yields and rates spiked in the immediate wake of the news. But in addition to being at the lowest levels in weeks just ahead of the data, rates spent the next 2 days more than erasing the damage from...
Market Update
January 30th
8am - 5pm
939 Main St. Dallas
Events
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Cookie Decorating Class
February 7th
2pm - 4pm
West Hills Vineyards
Shaunte Cruse | Oregon Realtor & Coach
NW Home Collective & Exp Realty
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What are your Goals in the New Year?
Did you know that January is Financial Wellness Month?
What better way is there to kick off the new year than with a financial health check and crafting a roadmap to carry your success to make 2026 your best year ever.
Get started with these next steps:
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Take stock of your emergency fund.
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Check your credit report and score.
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Check your credit card debt and try to reduce or eliminate it.
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Review your retirement plan.
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Set saving goals.
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Increase your financial literacy.
Creating a year-long budget is a classic Financial Wellness Month activity. Take time to look at last year's spending, develop an action plan for what you want to accomplish each month and stay determined to end 2026 with improved financial wellness!
It is also my pleasure to introduce these as NEW SERVICES that I offer to my clients in 2026. My mission is to educate and provide options to help you protect your assets and create a financial legacy that brings peace of mind. So, if you want a DONE FOR YOU financial plan, text or call to schedule.
Featured Businesses
Monthly Home Maintenance Tip!
Get Your Home Winter-Ready!
With colder weather on the horizon, it's important to prepare your home for the winter season. Learn how to protect your investment with tips on insulation, weatherproofing, and heating system maintenance.
Seal Gaps and Cracks
Ensure your home is draft-free by sealing any gaps or cracks in windows, doors, and walls. Use weatherstripping and caulking to keep the chilly air outside, making your home more energy-efficient.
Insulate Attic & Walls
Boost your home's insulation to retain heat. Insulate the attic and walls to prevent heat loss and save on energy bills. Proper insulation also contributes to a cozy and comfortable indoor environment.
Heating Systems
Schedule a professional inspection and cleaning for your heating system. Clean filters, check for leaks, and ensure all components are in working order. A well-maintained heating system not only keeps you warm but also operates more efficiently.
Winterize Outdoor Plumbing
Prevent frozen pipes by winterizing your outdoor plumbing. Disconnect and store garden hoses, insulate outdoor faucets, and consider adding pipe insulation to exposed pipes in unheated areas, such as the garage or basement.
Thermostat Installation
Invest in a programmable thermostat to optimize your home's heating schedule. Set it to lower temperatures when you're away or asleep and higher when you're at home. This not only enhances comfort but also helps conserve energy and reduce utility costs.
